Choose the right kind of credit card

There are so many credit cards available. The right one depends on your credit and how you plan on using your credit card.

Plan on switching credit cards around? Consider a 0% APR credit card.

Have good credit but need to carry a balance? Get a low fixed rate credit card.

Do you pay your credit card off every month? A rewards credit card may be perfect for you.

Have a home business or small business? Get a business credit card and keep your expenses organized.

Are you a student? Credit card companies have offers just for students.

No credit? Poor credit? These companies will help you get started with unsecured credit cards.

No choice but to get a secured credit card? Compare these selections. Or perhaps a pre-paid card would be better for you.

Are you worried about making a mistake with your credit cards? Don't forget to read through the Credit Advice section. Learn when to look at your credit report, how to deal with credit problems and much more.

No matter your needs, make sure you use your credit cards wisely. Credit cards are not an excuse to live beyond your means. Misuse of credit will follow you for years.

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